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I  am not sure exactly what you mean. But if you  mean going without, then no a mortgage company would not allow that, and if you own outright it would be a foolish choice to go without.

If you mean price negotiation , then that really is not practical as the rates used are filed with the individual state Insurance Departments usually months before they are used or even years if a company is comfortable with the rates it has filed.

All that said you might want to seek out an Independent agent who has multiple companies. You won't be able to negotiate price, but you will have a chance to compare what you get in the way of coverage from several companies.For GA Homeowners, Auto , Renters or Life Insurance contact the Insurance Browser Inc 1-866-933-4372
Posted 2:31 PM

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